Monday, August 17, 2009

Renting a place of your own

We all value our independence, and part of being your own person is making a break for it and getting a place of your own.
It might sound easy, but there's more to running your own flat or house than getting the keys and paying the odd bill. If you're planning on renting somewhere there are loads of things you have to do before you even start packing.
Cash flowThe first thing you need to do is work out if you'll be able to afford it. You might be earning your own money but there are probably loads of things that get paid for in the parental home without you even noticing. Ask your parents, carer or a friend who has their own place to give you an idea on how much it costs to run a home.
Renting means bills: there's your rent, water, electricity, gas and you may have to pay council tax. By having a clear idea of what you'll have to pay out, you'll be better prepared when the time comes to move into your own place. There's a chance you'll be entitled to certain benefits. Your nearest Jobcentre Plus can help you find out more.
Going it aloneIf you do want to move out, you'll need to be sure that you don't mind your own company. Can you face the possibility of not having anyone around while you eat your dinner or veg out in front of the TV? You could think about possibly sharing with a mate. Not only could this cut costs, but it will also mean you're never totally on your own.
Beware of being the first among your mates to get their own place, though. They might see it as a perfect excuse to party all night, every night, which could leave your home a mess! Setting down some ground rules before you let them come round will make them realise that you're the boss.
Look aroundIf you're sure you want to go for it, the next thing you have to do is find somewhere suitable to live. Accommodation in less, erm, charming areas might be cheaper, but there's no point having your own place if you're too scared to venture out of your front door. Take your parents or a trusted friend or relative with you when you're looking round places and don't make snap decisions.
If you're using a letting agent to find a place, the quality of flat or house is likely to be better, but ask them about any hidden costs there might be if you accept somewhere recommended by them; they don't generally do it for free.
Staying putDon't be afraid to admit that you're not ready to make it on your own just yet. Getting your own place isn't easy and there are many who take the plunge too early just because they feel it's something they should be doing or because others they know are.
If it's a case of being more self-sufficient, speak to your parent or carer about ways in which you can be more independent. Perhaps they can entrust you with cooking your own meals or responsibility for paying a bill. They might be glad of the help!
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